Ownership has evolved—from ancient shells used in trade to programmable tokens on the blockchain. Now, real estate, one of the world’s oldest and most illiquid asset classes, is undergoing its most radical transformation yet. 

By 2035, the tokenised real estate market could surge to $4 trillion, according to Deloitte, driven by a compound annual growth rate of 27%. This isn’t a passing tech trend, it’s a structural shift in how property is financed, owned and exchanged. 

Not Just Digitisation. Reinvention 

For centuries, real estate was bound by two immovable constraints: limited liquidity and exclusive access. Tokenisation breaks both. 

By converting real-world properties into blockchain-based tokens, it enables: 

• Fractional Ownership – Buy into high-value assets without a seven-figure cheque 

• 24/7 Global Liquidity – Trade property stakes like equities, in real time 

• Automated Governance – Smart contracts handle dividends, repayments and compliance 

This isn't just about digital deeds. It's about turning static property into dynamic, programmable assets. 

From Wall Street to Web3. A Global Shift 

Around the world, markets are testing and scaling tokenised real estate models: 

• USA – AspenCoin and RealT offer fractional access to luxury and rental assets, regulated by the SEC 

• Europe – Switzerland’s Blockimmo digitise commercial portfolios 

• Singapore – Monetary Authority of Singapore MAS’s Project Guardian explores tokenised property in a live regulatory sandbox 

• Japan – Progmat is deploying bank-backed tokenised securities under robust frameworks 

The narrative is shifting from “location, location, location” to liquidity, programmability and global accessibility. 

Dubai’s Tokenisation Strategy 

Dubai is going beyond experimentation. The city has embedded real estate tokenisation into its national economic agenda. 

With a blockchain-integrated land registry and direct oversight by the Dubai Land Department (DLD), the approach is both centralised and scalable—avoiding the fragmentation seen elsewhere. Targeting luxury neighbourhoods like Emirates Hills, Dubai is pairing exclusivity with fractional ownership to open up premium assets to a wider pool of investors. 

This aligns with the D33 Agenda’s $1 trillion FDI ambition, treating tokenisation not as a tech feature but as infrastructure for a Web3 economy. By 2033, tokenised transactions could represent 7% of Dubai’s real estate market—an estimated $60 billion. 

Why Infrastructure Is the Real Battleground 

As global appetite grows, the real challenge lies in infrastructure. How quickly markets can build the rails for trust, security and scale. 

Tokenisation depends on more than hype. It demands: 

• Clear Regulation – Legal clarity still varies widely across jurisdictions 

• Institutional Custody – Secure, compliant storage for digital assets remains critical 

• Dispute Resolution – Decentralised systems need robust fail-safes 

Without solving these, mainstream adoption stalls. But progress is accelerating. 

Firms like Antier Solutions, DigiShares, and Securitize are leading with end-to-end tokenisation platforms, regulatory-compliant exchanges, and full lifecycle management for digital securities. 

Meanwhile, new models are gaining traction: 

• Off-chain funds – Using tokenised real estate as collateral for DeFi yield products 

• On-chain trust deeds – Automating repayment and legal compliance via smart contracts. Kin Capital, for example, is launching a $100 million debt fund on Chintai’s platform 

Platforms like Blocksquare and RealT already allow investors to earn rental income from tokenised micro-shares of global portfolios. 

The Bottom Line 

From shells to smart contracts, ownership is being redefined. The next frontier? A world where real estate is no longer limited by geography, price, or paperwork—but is digital, divisible and decisively disruptive. 
 
What’s Next? RISE 2026. 

As tokenisation reshapes the foundations of real estate, RISE 2026 will spotlight how this transformation is playing out on the global stage. From programmable assets and AI-powered valuations to cross-border investment flows, the summit will showcase real-world applications and investment opportunities in tokenised real estate bridging institutional capital with next-generation infrastructure.  
 
Explore the future of luxury real estate with RISE 2026.